Solutions

We provide customized solutions to help our clients achieve their financial goals and objectives throughout the course of their lives.

Wealth Accumulation

The wealth accumulation phase involves helping our clients build their investable financial assets. As they approach retirement, we adjust their investment strategy to reflect their changing risk tolerance and financial needs.

Our Wealth Accumulation Solutions Include:

Proprietary Risk Tolerance Assessment
Tax-Optimized Transition of Assets
Active / Passive Investment Strategies
Growth-Focused Investment Strategies
Direct Indexing and Tax-Loss Harvesting
Environmental, Social, and Governance (ESG) Investment Options
Socially Responsible Investing (SRI) Options

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“401(k) vs Roth”

“What is a Fixed Index Annuity (FIA)”

We take a holistic approach to wealth accumulation. We start with goals, define your unique risk profile, and help develop solutions to build wealth while considering 6 Fundamental Financial Planning Considerations. You accumulate wealth for a purpose. Financial Serenity means building wealth to meet your unique objectives.

Income Planning & Distribution

During the income planning and distribution phases, we help our clients evaluate their available income sources for retirement and begin to strategize on how to optimize and structure income withdrawals to last a possible 20- or even 30-year-long retirement. It is during the planning and distribution phases where we work to position assets to minimize future income tax liabilities, offset inflation, and place a portion of assets in liquid vehicles to help cover large expenses in retirement.

Our Income Planning & Distribution Solutions Include:

Income-Focused Investment Strategies
Social Security Strategies
Required Minimum Distributions (RMDs) Planning
Retirement Account Rollovers
Lifetime Guaranteed Income Vehicles with Growth Opportunities
Tax Mitigation Strategies
Tax-Free Retirement Income Sources

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“Market Volatility on your Mind”

“When to file Social Security”

We focus on turning assets into income in the most tax-efficient manner possible. Our customized income solutions include a review of, social security, pensions, assets, and any other sources of income. Financial Serenity means developing an all-encompassing income plan to maximize your assets so you can enjoy the lifestyle you Deserve.

Legacy Planning

The end-of-life planning phase helps enable our clients to manage their affairs during their lifetime and control the distribution of their wealth after death. This planning phase can include healthcare directives, income replacement solutions, and tax-efficient transfer strategies to beneficiaries.

Our Legacy Planning Solutions Include:

Life Insurance
Long-Term Care Solutions
Tax-Efficient Wealth Transfer

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“Retirement Dreams to Reality”

We all have an expiration date, it is inevitable. The good news is our goals outlive us, we live on through legacy. Our approach includes discussions around estate planning so we can leave a lasting legacy to those we choose. Financial Serenity means knowing your goals can serve a greater purpose.

Long Term Care

You could live well into your 80s, your 90s and possibly even longer. With a long life, the likelihood of needing assistance as we age increases greatly. Our Long-Term Care Solutions are geared towards defining strategies to plan for the impact long-term care can have on your family and finances.